My husband and I both took early retirememt because of our health, although both of us a doing quite well right now. Four years ago we moved into a beautiful apartment in a 55+ community. At the time, my husband's prognosis was still iffy, and I wanted to be settled in a place I could remain by myself if necessary. Thank God it has not been necessary.

We both love where we live now. We've lived in the same town for 30 years, so we have a lot of friends around here. I don't think either of us could ever live anywhere but in New England.