No retirement here either. Nor health/life insurance. Thankfully no debt except for house and utilities which are WAY too expensive! In fact, DH just cashed in on his retirement so then what? We are needing it to do much-needed home projects that could not be let go any longer...like septic tank, gas lines that leak [Eek!] etc. The house seems to be falling apart since we moved here 10 years ago. Plus, need money to live. My soap business had better start increasing or I'll have to resort to working for someone "out there". ICKY!!

We will only get to live on soc sec. when we reach that age. (DH 55, me 48 now)Where IS that rich aunt??