F N,
I almost agree with you 100% as I've had the nursing home experience with Daddy. If you've been there, you understand where you are coming from. I know I do. But then I think of the people who have no one to care for them. Who would see to their needs? Even for inhome care...

One point you made without directly stating it is that NO ONE will take as good a care of our loved ones as WE would do. There is something wrong with the system when we cannot afford to either stay home and take care of a loved one, or have to pay out of pocket to have someone come in and do it. I agree with you there, 100%. If we could have, Daddy would have NEVER left his home. Medicare is not listening.

JJ