I had to do something similar with my daughter. I leased an apt for her, making the first payment and then letting her go on her own. It wasn't long before she had mismanaged her money and wasn't making her rent payment any longer. Even though I co-signed for her on the apt, I wasn't going to bail her out. She ended up getting evicted and had to rely on other people to have a place to stay.

She's learned the hard way that she's responsible for her life and if she doens't put herself first, then no one else will. She also learned that mom does generous things ONCE and mom doesn't repeat mistakes.

Now, she and her boyfriend are living at his house (with his parents) and they're saving their money to make a down payment on a house.

Big difference, eh?