Writing and then selling it IS frustrating SO, but worth it.

In answer to your question, I have other writing jobs that sustain me, plus I have some speaking engagements. I also have no bills. Or very few. So, if I choose to stay home, I won't starve. I didn't say I would be living the life of Riley, but with just household expenses, I should be fine. The main thing for me is that I will be living my dream of writing full time. I so hope you get to do that too!

p.s. The insurance is the COBRA rate from work which I can keep for 18 months. I found out that my car insurance company has cheaper and BETTER insurance. Rates about the same as yours. Isn't that crazy? Thanks for the tip though..it is appreciated!

JJ