Have you checked your credit card balances lately? Seems some credit card companies are reducing credit limits to less than cardholders owe and then charging late fees, penalties, etc. And this is legal right now!!!!

http://finance.yahoo.com/banking-budgeti...ithout-Spending
_________________________
Well-behaved women rarely make history. - Laurel Thatcher Ulrich
http://ruthrainwater.wordpress.com/
http://newbeginningsgratitudejournal.wordpress.com/
http://sablewings.wordpress.com/