Now I understand better. I didn't know more than one person could be on one trust fund. I don't know much about these things. I know my former father-in-law put his house in a trust for my children after his wife (their grandmother) died. The house was always to go to my children eventually, but her remarried (at 84 years old) so his son made sure he put the house in a trust so it was procected. My son now has the house. I can see that you would need it to care for your mother. I would also think that New Orleans isn't that safe right now. They are probably right. How did you injure your neck? Did you have a specific accident or was it something progressive from repettive motions?