Gimster...I thought you were describing where I live...except you can add to the list of varments...yellow flies, deer flies...there are days one cannot stop out of one's home because they'll be eaten alive or carried off by some winged insect. And the roaches...here they call them 'tree roaches'. I don't care what they call them...they freak me out and I cannot stand them...normally, the come out of nowhere and I end up on the ceiling, screaming for Larry to come kill the thing.

As for the home market here...it's a buyers market, not a sellers market...and the price of homes anymore is outrageous. I would hold off, if possible, on selling until the market becomes stronger and you can get top dollar for your home and afford a car payment comfortably. I, too, didn't have a car payment for about 6 years...oh, brother, when I did, it was frustrating...but, you adjust.