One thing I realise is that our health system in the UK sees to our needs.I can and have opted for private consultations but will have my surgery on our National Health Service.I pay for dentist but its subsidised by the payments made when I earned.
I have free train/coach travel locally (our County).

So retirement is ok finacialy.Naturally my pension is less than my wage was but my needs are different.
The UK made provision after WW2 (I wrote in a different topic about this)and as a Boomer I am benefiting from that Act of Parliament.
What will happen when there are more people retired than working is another story
Mountain ash