Thanks for all of your answers.

Jane, I do write. It's just that I write short stories and essays. (and articles for my site) I really want to tackle a novel but can't seem to get it started.

Hannalore, of course you are qualified to answer my question. You've written a book. Thanks for your input.

Vicki,
The what if game might help me jump start a novel idea I've been mulling over, thanks.

I suppose I should do what Dianne suggested, just start the darn thing and see what happens.
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Where I've been lately