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#156457 - 08/15/08 02:09 AM Deductable

Oh deer, I swerved to miss a deer and went into the embankment. My new truck's front bumper and driver side are scratched and the step up is crunched under the truck.

Filed claim over phone with 24-hour claims center which is unable to determine insurance coverage -- hope it is covered under my collision/comprehensive deductable! Whether or not I hit the deer, there would have been damage.

I just hear stories where if no 'blood' can't prove it and so forth. Oh dear!

#156460 - 08/15/08 02:24 AM Re: Deductable [Re: ]
chickadee Offline

Registered: 09/26/04
Posts: 3910
Loc: Alabama
Gosh Darn Mustang, I pray you are all right. The Deer too. I don't know about the insurance stuff. I just wanted to post to see if you're OK.
Did you try your insurance website.... they may have Q n A's there.
Try not to worry too much about it just the same.
~ Here is the test to find whether your mission on Earth is finished: if you're alive, it isn't ~
~ Prayer is the most we can do for another human being ~

#156466 - 08/15/08 04:03 AM Re: Deductable [Re: ]
gims Offline

Registered: 01/16/07
Posts: 3402
Loc: USA
Loosing control is scary. Glad you are alright... you aren't anything more than a little shaken, right? I just went through something similar. Mine was classified as an uninsured motorist, and the damage was covered - my front bumper, fender and undercarriage. Don't forget to ask if you can be covered for a check up (esp. if you were jarred in any way), when you ask about coverage. There might be some residual if you took a jolt. Good luck... I know what a hassle it can be.

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