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#115952 - 06/17/07 02:00 AM Re: Retiring? [Re: Dancing Dolphin]
char222 Offline


Registered: 06/17/07
Posts: 20
Loc: Long Island, New York
I just turned 60...and I've been told what I receive now is what I will always receive....My children are all grown and are scattered all over the US..having trouble being single at this point in my life - nothing seems to "fit" right for me. I'm totally new to the internet and am just starting to find things - luckily I found this site!! Health care is expensive - I live in NY and expensive is the name of the game here....

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#115953 - 06/17/07 02:45 AM Re: Retiring? [Re: char222]
chickadee Offline
Member

Registered: 09/26/04
Posts: 3910
Loc: Alabama
Welcome char222. This site will be a perfect 'fit' for you. Now you can share in what many of us Boomers are going through. Sure hope you'll stick around.
_________________________
chick
~ Here is the test to find whether your mission on Earth is finished: if you're alive, it isn't ~
~ Prayer is the most we can do for another human being ~

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#115954 - 06/17/07 03:26 AM Re: Retiring? [Re: chickadee]
char222 Offline


Registered: 06/17/07
Posts: 20
Loc: Long Island, New York
thanks chick....I already feel that 'fit' ....hope my limited computer skills won't mess me up - I'd love to stick around...

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#115955 - 06/17/07 11:39 AM Re: Retiring? [Re: char222]
Louisa Offline
Member

Registered: 07/11/04
Posts: 2132
Loc: MA
Welcome char222. If you took an early retirement, I think you may be stuck at that rate. But, since there are widows benefits involved, I don't know how that works. You should speak to a tax accountant or tax attorney and find out the real deal. If you had not retired yet and were going to retire at 62, I know you would have had to take a reduced benefit and would not be able to change later. But, you would have had a choice of taking your own or half of your spouse's if it that amount was more than the whole amount of yours. I don't know that you have that choice now. You can find the social security website and look stuff up, but it is very confusing reading material. You can call them (and it sounds as though you already have) but, I still think it couldn't hurt to talk to an attorney, preferably a tax specialist. My husband retired a year ago and we've been through the which way to go stuff. I am turning 60 this month but do not plan to retire until I'm about 65. (Original plan was 62, but it ain't gonna work due to health insurance.)

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#115956 - 06/17/07 12:32 PM Re: Retiring? [Re: Louisa]
Dotsie Offline
Founder

Registered: 07/09/08
Posts: 23647
Loc: Maryland
char, welcome to the neighborhood.

Here is a link that may be helpful. It's for widows and it's from the social security site. I don't know if it will help, but it might be a start. Sometimes I think it's better to start online and then make phone calls.

http://www.ssa.gov/ww&os2.htm

If you are new to the internet. All you need to do is click on the http link above and it will take you to the site.
_________________________
Founder Emeritus of Boomer Women Speak and the National Association of Baby Boomer Women.
www.nabbw.com
www.boomerwomenspeak.com


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#115957 - 06/17/07 10:15 PM Re: Retiring?
Saundra Offline
Member

Registered: 11/18/05
Posts: 1796
Loc: Daytona Beach, Florida
Oh, Dotsie, you always make me laugh when you ask about retirement. Uh, maybe I'm not laughing...maybe I'm hysterical.

I turned 60 in May and don't see how I can retire at 62, let alone at 65 or 70. I'll try to go on disability (with my back problems) which pays more than retirement. Should that time come, I can't imagine being bored if I'm not working.
_________________________
What I know for sure is that it's all connected.
Saundra Goodman
Got Teeth? A Survivor's Guide
www.gotteethguide.com for your Free Tips

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#115958 - 06/17/07 10:16 PM Re: Retiring? [Re: Saundra]
Saundra Offline
Member

Registered: 11/18/05
Posts: 1796
Loc: Daytona Beach, Florida
Oh, sorry, Hi Char. Welcome! Why did my post number not go up on this one (not that it matters, much)?


Edited by Saundra (06/17/07 10:17 PM)
_________________________
What I know for sure is that it's all connected.
Saundra Goodman
Got Teeth? A Survivor's Guide
www.gotteethguide.com for your Free Tips

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#115959 - 06/18/07 01:39 AM Re: Retiring? [Re: Saundra]
Louisa Offline
Member

Registered: 07/11/04
Posts: 2132
Loc: MA
I don't think I'll be bored when the time comes either.

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#115960 - 06/18/07 12:14 PM Re: Retiring? [Re: Louisa]
char222 Offline


Registered: 06/17/07
Posts: 20
Loc: Long Island, New York
Thanks so much for your welcomes and input....It seems there are many friends here....

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#115961 - 06/18/07 04:55 PM Re: Retiring? [Re: char222]
Edelweiss Offline
Member

Registered: 06/05/06
Posts: 4136
Loc: American living in Europe
Hi Charr 22! Good for you for learning the internet at 60! The more you do it, the less complicated it will seem...hey, and the more you post here, the better you'll get at it...
Hannelore

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