Hi, Flossie: Congratulations on having a daughter who has chosen a very noble profession! Teaching takes a lot of courage, patience but most of all love and I tip my hat off to all who choose that vocation. I wish her all the very best!

Hi, Dotsie: Folks purchase flats in the UK as well. I think that concept in real estate has become so overrated and actually contributes to very inflated and unrealistic property values. Anyone can apply for planning permission to convert a £200,000 family home into multi-dwelling units of £175,000 (at least) which are often the size of a rabbit hutch. Demands outstrip supply despite of. Newly-built flats of the townhouse style start off at £295,000 for a 2-bedroom unit. Still without enough room to swing a cat!