The insurance companies can change their formulary at any time for whatever reason. The drug companies are charging outrageous prices for many of their drugs. They claim it's because of the costs of research and development. Bull! It's so the CEO's can get their bonuses and stock options and all the other perks they get every day. Most of the research on new drugs and treatments isn't done by the drug companies; it's done on University campuses and partially funded with taxpayer dollars. Many countries have caps on the cost of drugs - the US doesn't. Some organizations, such as the VA, are allowed to negotiate drug prices, while others, such as Medicare, aren't allowed to negotiate. We need to change that by bombarding Congress and telling them to change the regs.

Okay, done ranting.